Terms of Service

Last updated: 27 July 2026

1. General provisions

These terms of service ("Terms") set out the conditions for using the applications and services provided by Trading Zones, including Trading Zones Pro and Trading Zones Markets ("Services"), offered by the business entity operating under the Trading Zones brand ("Operator"):

LUCRUM MEDIA COMPANY SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
ul. Boryńska 8B
44-240 Żory, Poland

NIP: 6511751012
REGON: 542122284
KRS: 0001181306

Use of the Services constitutes acceptance of these Terms.

The Operator reserves the right to amend these Terms at any time. The User will be informed of changes through the Platform or by email. Continued use of the Services after changes have been made constitutes acceptance of the updated Terms.

2. Definitions

• Trading Zones Pro - a Platform module focused on cryptocurrency market analysis.
• Trading Zones Markets - a Platform module covering traditional markets, including stocks, ETFs, indices, commodities and currencies.
• User - a natural person or legal entity using the Trading Zones Services.
• Platform - the set of analytical tools made available by the Operator as a web application and API.
• Market Data - information on prices, volumes, trends and other market parameters provided by the Operator.

3. Scope of the Services

Trading Zones Pro and Trading Zones Markets are analytical platforms providing tools for market analysis. The Services include:

• Market Data and its visualisation.
• Technical analysis and market indicators.
• Monitoring of market trends, liquidity and volatility.
• The Market Clarity Score module.
• API access for B2B clients (under the selected plan).

The Operator reserves the right to add, modify or remove individual features of the Services, subject to applicable subscription plans.

4. No financial advice

Trading Zones does not constitute an offer to buy, sell or hold any financial instruments, cryptocurrencies or other assets. No content made available on the Platform should be treated as a call to make an investment decision.

The User acknowledges that they understand that they make investment decisions independently and at their own risk. The Operator is not liable for any financial losses, costs or other damages arising from decisions made on the basis of information from the Platform.

5. Investment risk

The User acknowledges that they understand and accept the following principles:

• Trading and investing, including in cryptocurrencies, stocks, ETFs, commodities and currencies, involve a risk of partial or total loss of capital.
• Financial markets, particularly the cryptocurrency market, are characterised by high volatility and unpredictability.
• Historical data and technical analyses do not guarantee future results.
• No analytical tool, including Trading Zones, eliminates investment risk.
• The User should consult a licensed financial advisor before making investment decisions.

6. Data accuracy

The Operator makes every effort to ensure that Market Data and analyses are as accurate and up to date as possible. Nevertheless, the Operator does not guarantee:

• That the data provided is free from errors, complete or timely.
• Continuous availability of the Services without interruptions or disruptions.
• The absence of delays in the transmission of Market Data.

Market Data may be provided by third-party providers, for whose data quality and timeliness the Operator is not responsible. The User uses the data at their own risk.

7. Registration and account

Use of certain Platform features requires account registration. The User undertakes to:

• Provide accurate and up-to-date information during registration.
• Keep their login credentials confidential.
• Not share their account with third parties.
• Promptly inform the Operator of any unauthorised access to their account.

The Operator reserves the right to suspend or delete an account in the event of a breach of these Terms.

8. Subscription plans and payments

The Operator offers subscription plans, the details, prices and features of which are published on the Platform. For paid plans:

• Payments are made in billing periods corresponding to the selected plan.
• A subscription may be cancelled at any time, with access to paid features retained until the end of the current billing period.
• Fees for the current billing period are non-refundable unless the law provides otherwise.
• The Operator reserves the right to change subscription prices, with the change taking effect in the next billing period.

9. Intellectual property

All intellectual property rights in the Platform, including its software, design, content, names, logos, Market Clarity Score and other elements, belong to the Operator. The User has no rights to these elements other than the right to use the Services in accordance with these Terms.

The following are prohibited:

• Copying, modifying, decompiling or reverse-engineering the Platform.
• Using data from the Platform to create competing products without the Operator's consent.
• Automated extraction of data (scraping) outside the authorised API.

10. Limitation of liability

The Operator is not liable for:

• Losses arising from the actions of third parties, including data providers.
• Losses arising from events of force majeure.
• Indirect or consequential losses or lost profits.
• Market activities, price changes or the liquidation of any assets.

11. B2B / API Services

The following additional rules apply to clients using the API and B2B solutions:

• The B2B client undertakes to use the API in accordance with the documentation and limits set by the Operator.
• The B2B client may not resell raw data without the Operator's consent.
• The Operator reserves the right to restrict or block API access if limits are exceeded or these Terms are breached.
• White-label solutions require a separate agreement.

12. Privacy and personal data

Users' personal data is processed in accordance with applicable data protection laws (GDPR). Further details are set out in the Privacy Policy available on the Platform.

The Operator uses the Outseta system (Outseta LLC) as a sub-processor to collect, store and manage Users' personal data, including account, subscription and payment data, as well as marketing communications data. Outseta processes data on behalf of the Operator under a data processing agreement, in accordance with Article 28 GDPR.

Users' data may be stored on Outseta servers located in the United States. The Operator provides appropriate legal safeguards for transfers of data outside the EEA, including standard contractual clauses approved by the European Commission. Outseta's Privacy Policy is available at outseta.com/privacy-policy.

13. Prohibited activities

The User undertakes not to engage in the following activities:

• Attempting to hack, attacking the Platform's infrastructure or gaining unauthorised access to the Operator's systems.
• Using the Platform for unlawful activities.
• Manipulating Market Data or exploiting software vulnerabilities.
• Disseminating false information originating from the Platform.

14. Duration and termination of the agreement

The agreement for the provision of the Services is concluded for an indefinite period. The User may terminate the agreement at any time by cancelling the subscription. The Operator reserves the right to terminate the agreement for good cause, in particular in the event of a breach of these Terms.

15. Final provisions

These Terms are governed by Polish law. Any disputes arising from the use of the Services will be resolved by the court having jurisdiction over the Operator's registered office:

LUCRUM MEDIA COMPANY SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
ul. Boryńska 8B
44-240 Żory, Poland

NIP: 6511751012
REGON: 542122284
KRS: 0001181306

subject to applicable rules on jurisdiction.

If any provision of these Terms is invalid, the remaining provisions remain in force. Invalid provisions will be replaced by provisions that most closely reflect the parties' intentions.

Any questions concerning these Terms should be directed through the contact channels available on the Platform.